Hazards of the writing life

From an email I received yesterday, " I am Charles  Badou, a legal solicitors in Republic of Benin, West Africa. On the 23rd of December 2005, one of my clients from your country named Peter Pretzer,lost his life with his wife and 2 kids as a result of  Author Accident, they where confirmed death by a medical specialist where they where rush to" (emphasis added).

I knew that writing entailed some risks but I didn't realize it was dangerous to friends and family.  Maybe I should look into author insurance.